Too Soon Old, Too Late Smart

Retirement Strategies and Avocations

mate and I would plan

that our home would be paid

off, have income coming in from a retirement plan and

other investments from earlier years, and an adequate

health care plan. I would encourage all young people

to discuss and plan with their mate for those later years.

Peggy Usery, Grenada, Mississippi

Begin to save now, or plan for what you want in your

retirement years. Be ready to face the fact that all the

strategies you plan could make a complete 180 degree

turn in the future. Sometimes just day to day expenses

is all you can handle. Develop things you enjoy doing

and think about skills that can be utilized when time

becomes more abundant even if money is not. Take

Christ as a personal Savior, strive to be like Him in

everything you do, and to bring honor to Him. Take one

day at a time. Make it a goal to help others, but to also

find time for yourself. Take time to be with those who

are the closest to you.

Carol Wilterdink, Aurora, Colorado

Retirement planning should be put in place from the

very first job. Although no one can predict the

expenses which may occur, you are given the strength

at an early age to be the most productive. Take time to

explore the best long term capital gain. Plan for service

which you were unable to do because of commitments