Too Soon Old, Too Late Smart

Retirement Strategies and Avocations

vacationed much (lack of money), so we are trying now

to do some vacationing when we can afford to do so.

Of course our planned retirement is not quite enough

now as prices go up each year, but we will live within

our income. Everything we have is paid for. We are

just trying to take care of it now. There are many

avocations we can pick from as long as we serve God

first. One thing I did for years was go bowling once a

week. We play games now with our friends, who are

our age, and our children and grandchildren. I do a lot

of sewing, making quilts, clothing, and other items. I

could suggest ball games, tennis, bowling, and many

more for exercise and unwinding.

Jean Gregg, Little Rock, Arkansas

Be prepared to meet God. Plan your future. Budget

your income. Put aside some amount of savings. Start

from the beginning planning for your children's and

grandchildren's education. Save for emergencies. Plan

not to be a burden on your family and/or community by

having proper funds and insurance, if possible! Qualify

for Social Security and Medicare.

Make pre–

arrangements for funeral. Make a will. Be happy.

Keep busy.

Thetus McCoy, Little Rock, Arkansas

A worthwhile avocation is the key--the key for each

person. Those avocations which require the working of

the hands seem to be such rewarding therapy.

Painting, writing, gardening, or craft making are a few

that I would suggest. If the avocation makes the person

feel good about himself, it is worthwhile. At the same

time it can bring pleasure and enjoyment to others. My