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Retirement Strategies and Avocations

required in early life. Service to God's Kingdom can

increase due to more available time. All of us go to

school, and we don't all get the same lessons to learn.

But the one we do get is ours. Happiness is like

manna. It is gathered in grains and enjoyed daily.

--

Gloria Evins, Bartlett, Tennessee

Develop a hobby that you enjoy; something that

helps you get over the rough times in your life. For me

this is music. It is relaxing to play the piano and sing.

I enjoy teaching others to enjoy this. I can be happy,

sad, angry, or any other mood with my music. It

relieves frustration. My goal is that I will not be a

burden on my children or fellow man when I am not

able to make a living. Each person needs to establish

retirement goals early and work toward those goals.

You must keep in mind that all plans must be flexible.

--

Mildred Horton, Midvale, Indiana

Plan to build a supplemental income that would add

to retirement. Determine in advance considerations

involving arrangements at the time of death in the

family. Record in advance vital statistics such as

funeral service proposals, lots or cremation, and estate

information.

In case of physical or mental

incapacitation, have a plan for care in a Christian home.

--

Mr. and Mrs. Dean Carlton, Portland, Oregon

Always try to have 10-12 percent of your paycheck

in some sort of pretax savings plan, no matter how

small or large your salary, because your regular

company retirement and social security will not be

sufficient to keep you living the standard to which you

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