Too Soon Old, Too Late Smart

Retirement Strategies and Avocations

Find a hobby that you enjoy. Donate time to

hospitals and nursing homes who have patients who

need an understanding and helpful visitor, and

orphanages where children need special attention,

collecting good but used articles and distributing them

to needy people, creating a small home business, or

maybe tutoring poor kids who need extra instruction.

Give free music lessons to children who are gifted, but

can't afford to pay a teacher. The list is endless. A

good retirement fund is a must. An early education in

finance and investments pays good dividends in later

years. Good hospital insurance is vital and a home

without a mortgage is so sweet. Life insurance is

overrated.

Margaret and Wesley Garret, Tucker, Georgia

Accounting, nursing, finance, and sales are several

good avocations. I would not suggest any church

vocation at this time. I feel badly that I feel this way. I

see the church attacking young preachers, and I have

a son that is a missionary, and I see what he is going

through, and it hurts. Maybe the young people

will

make the changes needed. We have not done much to

save for retirement as we had some big unexpected

things happen to us. However, neither of us expect a

lot, so I think we will be fine. We plan on buying a place

on the lake when we retire, and we have bought a travel

trailer to go south in the winter months.

Lois Jenkins, Prior Lake, Minnesota

We are in retirement. My husband works part time.

He is able to work, and that is all he has ever done -–

(sometimes 2 jobs). So that is fine. We have never