Too Soon Old, Too Late Smart

Retirement Strategies and Avocations

avocations. Anything to help others really helps ourself

and gives glory to God.

Janice Martin, Hope, Arkansas

After you get your children out of college save, save,

and save!!! While in your youth, plan a savings and

investment program no matter how small. Keep up

physical activities and get plenty of exercise. Make it a

goal to spend quality time with your spouse, family and

friends doing things of interest. I suggest getting out in

the woods in God's beautiful creation ..._ Enjoy it,

especially at/during the change of seasons. Always

have a hobby, something you do enjoy, to help you get

your mind off of stress, work, etc.

Randy Carr, Hefts Summit, Missouri

Spectator sports, golf, involvement with children,

and especially grandchildren are good avocations. My

wife, Lil, and I drove over 5,000 miles in the spring of

'94 to go to our granddaughter's track meet in Nashville.

We try to attend as many of our grandchildren's

activities as possible. All choices of activity are worthy

if they have merit within themselves, and can fit into our

varied schedules. Sports of all kinds, different interests

pursued in a leisurely way, and travel for some folks can

be very beneficial. Volunteerism is always good. We

have a completed will, tombstone in place, home paid

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