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Retirement Strategies and Avocations

(that's me), teachers (which we all are, whether we're

paid or not), accountants, etc. -- so long as it's honest,

decent work that you apply yourself to, and you give an

"honest day's work for an honest pay." All avocations

are necessary for a company to exist and prosper, from

janitor to president to owner. Be proud of your

vocation, and do a job anyone can be proud of. At

present, my place of employment has a profit

sharing/retirement plan, plus I have some taken out

weekly for a 401 K plan, plus some for savings. I also

have a small IRA and the faith that God will take care of

the rest. Materially, it's not much -- maybe I'll live with

my kid. Ha. He'd love that!

--

Vicki Ironside, Alexander, Arkansas

Financially speaking, save money in a plan you

cannot cash in until years down the road. Believe it or

not, however, many problems that arise in retirement

are not financial but emotional. People have not

prepared themselves for that time of life that

supposedly everyone looks forward to. Find hobbies

you enjoy before you retire; don't neglect friends over

the years and then expect them to be there when you're

finally "ready." Don't wrap yourself up so tightly in your

children that when they leave you and your husband

look at each other like you're strangers. Family–

oriented activities, with moms and dads both in the work

force these days, the family as a unit doesn't spend

enough time together. Do things everyone ·can be

included in -- church outings

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putting together family

albums or scrapbooks, family garden, etc.

--

Tina Bigelow, Marshall, Minnesota

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